Private and commercial finance, car finance, business loans

Privacy Policy for Humberside Commercial Finance

Last Updated: August 4, 2025

Humberside Commercial Finance (“we,” “us,” or “our”) is committed to protecting your privacy and ensuring that your personal data is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, store, and share your personal information when you visit our website [insert website URL, e.g.,www.hcf-ltd.co.uk] (the “Website”), use our services, or interact with us.

This policy complies with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. By using our Website or services, you agree to the terms outlined in this Privacy Policy.

1. Who We Are

Humberside Commercial Finance is a commercial finance brokerage offering tailored financial solutions for businesses in the UK”]. Our registered office is at [ Sedulo  Regency Court  62-66 Deansgate  Manchester  Lancashire, M3 2EN ]. For the purposes of data protection laws, we are the “data controller” responsible for your personal data.

You can contact us regarding this Privacy Policy at:

•  Email: admin@hcf-ltd.co.uk or sam.jeffery@magnamoney.co.uk]

•  Phone: [+44 07776192453]

•  Post: [Sedulo, 62-66 Deansgate, Manchester M3 2EN. You can also contact them by phone at 0113 512 2711 or by email at hello@magnamoney.co.uk]

2. Personal Data We Collect

We may collect and process the following types of personal data:

a) Information You Provide

•  Contact Information: Name, email address, phone number, postal address, or other details you provide when contacting us, filling out forms, or requesting services.

•  Business Information: Details about your business, such as company name, financial details, or other information provided during the application for financial services.

•  Correspondence: Records of communications with us, including emails, phone calls, or messages sent via our Website.

b) Information Collected Automatically

•  Technical Data: IP address, browser type, device information, operating system, and other technical details collected when you visit our Website.

•  Usage Data: Information about how you use our Website, such as pages visited, time spent, and links clicked.

•  Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience and analyze Website usage. See our Cookie Policy for details.

c) Information from Third Parties

•  We may receive personal data from third parties, such as credit reference agencies, financial institutions, or business partners, where you have consented to the sharing of your information or where we have a legitimate interest to do so.

3. How We Use Your Personal Data

We use your personal data for the following purposes, based on the legal grounds outlined under the UK GDPR:

4. Sharing Your Personal Data

We may share your personal data with:

•  Service Providers: Third-party providers who assist us in operating our Website, processing payments, or delivering services (e.g., IT providers, payment processors).

•  Financial Institutions: Banks, lenders, or credit reference agencies involved in providing financial services or assessing applications.

•  Legal and Regulatory Authorities: Where required by law or to comply with regulatory obligations.

•  Business Transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred to a third party.

We ensure that any third party we share your data with complies with data protection laws and processes your data only for the purposes specified.

5. International Data Transfers

If we transfer your personal data outside the UK, we will ensure appropriate safeguards are in place, such as Standard Contractual Clauses (SCCs) approved by the UK Information Commissioner’s Office (ICO), to protect your data in accordance with UK GDPR.

6. How We Store and Secure Your Data

We store your personal data securely using appropriate technical and organizational measures to protect against unauthorized access, loss, or misuse. Your data is stored on secure servers located in [insert location, e.g., the UK or EU, or specify if using cloud services].

We retain your personal data only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. For example:

•  Contact information may be retained for [insert period, e.g., 6 years] after our last interaction to comply with tax or legal obligations.

•  Marketing data will be retained until you withdraw consent.

7. Your Data Protection Rights

Under the UK GDPR, you have the following rights regarding your personal data:

•  Access: Request a copy of the personal data we hold about you.

•  Rectification: Request correction of inaccurate or incomplete data.

•  Erasure: Request deletion of your data in certain circumstances.

•  Restriction: Request that we restrict the processing of your data.

•  Data Portability: Request a copy of your data in a structured, commonly used, and machine-readable format.

•  Object: Object to processing based on legitimate interests, including for direct marketing.

•  Withdraw Consent: Withdraw consent at any time where we rely on consent to process your data.

To exercise any of these rights, please contact us at [insert contact email]. We will respond to your request within one month, as required by law.

8. Marketing Communications

If you have consented to receive marketing communications, we may send you information about our services, promotions, or updates. You can opt out at any time by:

•  Clicking the “unsubscribe” link in our emails.

•  Contacting us at [insert contact email].

9. Cookies and Tracking Technologies

Our Website uses cookies and similar technologies to improve your experience and analyze usage. For detailed information, including how to manage your cookie preferences, please see our Cookie Policy.

10. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of these websites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Complaints

If you have concerns about how we handle your personal data, please contact us at [insert contact email]. You also have the right to lodge a complaint with the UK Information Commissioner’s Office (ICO):

•  Website: www.ico.org.uk

•  Phone: 0303 123 1113

•  Address: Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of significant changes by posting the updated policy on our Website or by contacting you directly.

13. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

•  Email: [admin@hcf-ltd.co.uk]

•  Phone: [07776192453]

•  Post: [Sedulo, 62-66 Deansgate, Manchester M3 2EN. You can also contact them by phone at 0113 512 2711 or by email at hello@magnamoney.co.uk]

Cookie Policy

What Are Cookies?

Cookies are small text files stored on your device when you visit our Website. They help us improve your experience, analyze Website performance, and deliver personalized content.

Types of Cookies We Use

•  Essential Cookies: Necessary for the Website to function properly (e.g., to enable navigation or secure access).

•  Analytical Cookies: Help us understand how visitors use our Website, such as which pages are most popular.

•  Marketing Cookies: Used to deliver relevant advertisements and track the effectiveness of marketing campaigns.

Managing Cookies

You can manage or disable cookies through your browser settings. However, disabling essential cookies may affect the functionality of our Website. 

 Humberside Commercial Finance is an appointed representative of Magna Money Ltd who are Commercial Finance Brokers registered office Sedulo  Regency Court  62-66 Deansgate  Manchester  Lancashire, M3 2EN – our Company Register Number is 12805459.  Authorised and Regulated by the Financial Conduct Authority, you can check via www.register.fca.org and we are registered with the ICO (reg number ZB556883 – you can check via www.ico.org.uk)